FIRST PARTY CLAIMS
When Your Own Insurance
Will Not Pay.
You paid every month. Now your own company is slow, low, or saying no. Bring us the letter.
The first talk is free
No attorney fees unless you recover
Someone answers day and night
The short version
Three Answers, Right Now
If you read nothing else on this page, read these.
1
Do I Have a Case?
If you paid for coverage and your own company is slow, low, or saying no, bring us the letter and we will read it with you.
2
What Does It Cost?
Nothing up front. We only get paid if we win money for you, and the first talk is free either way.
3
How Long Do I Have?
Most Texas claims have a two year deadline. Some are much shorter, like a claim against a city. Call early.
How We Help
What We Do With Your Policy
1
We Read Every Page
Most people do not know what they bought. We tell you in plain words what you have.
2
Uninsured and Underinsured
If the other driver had nothing, this part of your policy can step in.
3
Delay and Denial
Texas sets rules for how fast a company must answer. When they break them, we say so in writing.
Worth knowing
Your Own Adjuster Is Still an Adjuster
The part of this case most people do not see coming.
They are friendly, and they are also building a file. What you say gets used later.
Do not give a recorded statement alone. Call us first. It costs nothing to ask.
A denial letter is a position, not a verdict. Bring it to us and we will read it with you.
Not Sure Yet? Ask Us Anyway.
Fifteen minutes on the phone will tell you where you stand. There is no bill for it.
Frequently
Asked Questions
What is a first party claim?
It is a claim on your own insurance instead of someone else's. Car, home, and health policies can all work this way.
Will my rates go up if I use my own policy?
It depends on the company and on who was at fault. Ask us before you decide not to file.
They already denied me. Is it over?
No. Bring us the letter and we will tell you what we see.
What does uninsured coverage do?
It can pay you when the other driver has no insurance or not enough. Many people have it and do not know.
Do I have to give a recorded statement?
Not without talking to a lawyer first. Send them to us.